PadalaBook

About this app

What PadalaBook does

PadalaBook is a private remittance ledger for OFW families. Every time money comes home — through GCash, Western Union, Remitly, Wise, Palawan Express or any padala center — log what was sent in the original currency, what arrived in pesos, the fee charged and the channel used. Sent something back abroad? Log that too. Months of transfers become one clean, searchable record instead of a pile of screenshots and crumpled receipts. The part no remittance app shows you: the rate you actually got. PadalaBook computes the effective exchange rate of every transfer — fee and FX markup combined — and tracks it per channel over time. "Zero fee" promos with a marked-up rate stop being invisible. After a few months you'll know exactly which channel delivers the most pesos for each dollar, dirham or Singapore dollar earned abroad. Then give the money a job. Allocate each month's padala into envelopes — tuition, groceries, bills, utang payments, savings — and record spending against each one. The monthly summary shows what was received, what was allocated, what was spent and what was saved, so the question "saan napunta ang pera?" finally has a written answer both sides of the ocean can trust. PadalaBook is 100% offline. No account, no sign-up, no bank linking, no internet required — everything is stored on your device with SwiftData and never leaves it. • Log padala received and sent, in any currency pair • Per-channel fee and effective-rate history (GCash, WU, Remitly, padala centers and more) • Monthly budget envelopes: allocated vs spent vs saved • Yearly totals: pesos received, fees paid, savings kept • Works for the sender abroad and the family at home • Fully offline and private — your family's money stays your business Download PadalaBook and give every padala a paper trail.