Every padala, accounted for — and the rate you actually got

Screens

Every screen, rebuilt for the browser

1. 1

   Ledger

   This month's pesos received, transfers, fees paid and best rate, the best-rate channel callout, and every recent transfer.

2. 2

   Padala detail

   One transfer: pesos landed, advertised rate versus effective rate, what the fee cost as a percentage, and the channel.

3. 3

   Log padala

   Direction, date, foreign amount and currency, pesos, fee and channel — with a live effective-rate preview.

4. 4

   Channels

   Every channel ranked by the average effective rate it actually delivered, with fees paid and transfer counts.

5. 5

   Channel detail

   One channel's average rate, fees, rate-over-time chart and full transfer list.

6. 6

   Envelopes

   Month by month: received, allocated and spent, with a progress bar per envelope and what is still unallocated.

7. 7

   Envelope detail

   One envelope's allocation, spending list and what remains — record new spending here.

8. 8

   Yearly summary

   Pesos received by month, currency mix, fees lost, savings share and the channel ranking for the year, with CSV export.

9. 9

   Settings

   Default currency, rate warnings, your channels, backup, sample data and erase.

Try it with sample data: Adds fourteen padala across the last three months — GCash, Western Union, Remitly, Wise, Maya, Cebuana and Palawan Express in USD, AED and SGD, including two "zero fee" promos — plus this month's and last month's envelopes with real spending against them. You can start fresh at any time.