SIPbook

About this app

What SIPbook does

If you invest through SIPs, you probably know the mess: one SIP started on Groww, two older ones on Kuvera, one through your bank's RM, one directly on the AMC's site. No single app shows you the whole picture without demanding your PAN, pushing a 'premium membership', or spamming you into new funds. SIPbook is the quiet alternative — a private ledger where you log every SIP you run, wherever it actually runs. Add each SIP with its scheme name, AMC, folio number, monthly amount, debit date and status. The home screen totals your monthly commitment across everything, and the outflow calendar lines up every debit date in the month so salary-week surprises stop happening. Pause a SIP in real life? Mark it paused here and your numbers update instantly. SIPbook also keeps your investing honest with two simple tools. Goal mapping lets you create goals — a flat's down payment, a child's education, retirement — and attach the SIPs funding each one, with a target amount and date. The step-up planner lets you record the annual increase you intend for each SIP (5%, 10%, a fixed amount) and shows what your monthly outflow will look like in one, three and five years, with a gentle nudge when a step-up falls due. To be clear about what SIPbook is not: it is a manual logbook, not an investment platform. It gives no advice, recommends no funds, executes no transactions and never connects to your accounts. There is no login, no PAN, no OTP and no internet requirement — everything is stored 100% offline on your iPhone using SwiftData, and your financial life never leaves your device. • Log SIPs across every AMC and platform in one ledger • Monthly outflow total + debit-date calendar • Goal mapping: attach SIPs to goals with target amounts • Step-up planner with future outflow projections • Pause / resume / close tracking per SIP • No account, no ads, no data collection — fully offline Download SIPbook and finally see all your SIPs on one screen — privately.