7 best home inventory apps for insurance claims (checked Oct 2026)

By the All Things AI team Updated

Method: prices, account rules, offline support and data storage checked on each developer's own pages in October 2026, with sources linked under each pick. No affiliate links; nobody paid to be listed. How we checked

Short answer

For a free, no-account home inventory, the NAIC Home Inventory app (from the US insurance regulators' association) covers photos, barcodes and an export. Sortly suits big inventories that need syncing (free up to 100 items). Itemtopia Lite keeps everything on the device. For claims and warranties, try Claimwise and Warrantly free in your browser.

Compare at a glance

7 best home inventory apps for insurance claims (checked Oct 2026): comparison table
App Best for Price Account needed Works offline Where data lives Platforms Status
NAIC Home Inventory Free, no-frills inventory for insurance claims Free Not required Not stated On device iPhone, Android Available now
Sortly Detailed, photo-based inventories synced across devices Free (100 items); paid from $24/mo Required Partly Developer's cloud iPhone, Android, Web Available now
Itemtopia Lite Private, on-device inventory with no account Free; Premium optional Not required Yes On device iPhone, iPad, Mac Available now
Homewarden Home binder with appliance serial numbers Free (browser version) Not required Yes In your browser, on this device Web Community proposal — try in browser
Claimwise Building an insurance claim and loss summary Free (browser version) Not required Yes In your browser, on this device Web Community proposal — try in browser
Warrantly Warranty and receipt expiry dates Free (browser version) Not required Yes In your browser, on this device Web Community proposal — try in browser
Garagebook Car service history Free (browser version) Not required Yes In your browser, on this device Web Community proposal — try in browser

Scroll the table sideways on a phone. Third-party facts checked October 2026; prices can change, so confirm on the developer's site before you pay.

About “community proposal”: this is a community proposal. We build the iPhone/Android app once it reaches 100 upvotes. You can try the browser version free, with no sign-in; upvoting takes a Google sign-in.

  1. NAIC Home Inventory

    Available now Other developer

    Free, no-frills inventory for insurance claims

    Made by the National Association of Insurance Commissioners, it supports barcode scanning, photos and exporting your inventory, and was updated in September 2026 on both iOS and Android.

    Price
    Free
    Account
    Not required
    Offline
    Not stated
    Data
    On device (developer reports collecting no data)
    Visit NAIC Home Inventory ↗

    Source: apps.apple.com/us/app/naic-home-inventory/id1562207329 · oci.wi.gov/Pages/Consumers/NAIC-Home-Inventory-Ap… · checked Oct 2026

  2. Sortly

    Available now Other developer

    Detailed, photo-based inventories synced across devices

    Sortly is built mainly for small-business inventory; the free plan's 100-item cap covers a small home, and the paid tiers raise item and user limits.

    Price
    Free (100 items, 1 user); Advanced $24/mo billed yearly ($288/yr) for the first year, list $49/mo
    Account
    Required
    Offline
    Partly — offline mobile access, then syncs; plan tier not stated
    Data
    Developer's cloud
    Visit Sortly ↗

    Source: www.sortly.com/pricing/ · apps.apple.com/us/app/sortly-inventory-simplified… · checked Oct 2026

  3. Itemtopia Lite

    Available now Other developer

    Private, on-device inventory with no account

    Itemtopia Lite is the local-only version of Itemtopia, released in January 2026; the main Itemtopia app adds cloud sync and sharing for $7.99/mo or $79.99/yr.

    Price
    Free; Premium $2.99/mo or $29.99/yr
    Account
    Not required
    Offline
    Yes
    Data
    On device (included in device/Mac backups; no cloud sync)
    Visit Itemtopia Lite ↗

    Source: apps.apple.com/us/app/itemtopia-lite/id6756947664 · www.itemtopia.com/pricing · checked Oct 2026

  4. Homewarden

    Community proposal — try in browser By All Things AI

    Your home's records. Yours forever.

    Price
    Free (browser version)
    Account
    Not required
    Offline
    Yes
    Data
    In your browser, on this device
    Try Homewarden free in your browser App page and upvotes

  5. Claimwise

    Community proposal — try in browser By All Things AI

    Document. Inventory. Claim — without an attorney.

    Price
    Free (browser version)
    Account
    Not required
    Offline
    Yes
    Data
    In your browser, on this device
    Try Claimwise free in your browser App page and upvotes

  6. Warrantly

    Community proposal — try in browser By All Things AI

    Warranties & receipts, never lost

    Price
    Free (browser version)
    Account
    Not required
    Offline
    Yes
    Data
    In your browser, on this device
    Try Warrantly free in your browser App page and upvotes

  7. Garagebook

    Community proposal — try in browser By All Things AI

    Your car's service binder, offline.

    Price
    Free (browser version)
    Account
    Not required
    Offline
    Yes
    Data
    In your browser, on this device
    Try Garagebook free in your browser App page and upvotes

The longer answer

Offline, no account is the organizing rule of this list, and it matters for a home inventory more than most records. The point of the record is that it exists on the worst day: the furnace is dead, the basement is wet, the adjuster wants serial numbers. The NAIC Home Inventory app, made by the association of US state insurance regulators, is free, needs no account and exports your list, which makes it the simple default. Sortly is a polished cloud inventory built mainly for businesses: the free plan covers up to 100 items, and paid plans add more items and users. Itemtopia Lite is a local-only version of Itemtopia that keeps everything on the device. Renters need the same record: renters insurance pays on what you can show you owned. The four apps of ours below each do one record-keeping job on your device with no account and no subscription. Homewarden is the home binder: it reads appliance model and serial plates and surfaces seasonal maintenance reminders. Claimwise turns an inventory into an insurance-claim workbench with a damage vault and a loss-summary PDF. Warrantly tracks warranty and receipt expiry so a covered repair never lapses unnoticed, and Garagebook does the same for the car's service history. Each exports, so the record outlives the app.

How we checked

FAQ

Are these apps free?

Pricing varies by app, but none of them charge a recurring subscription. Garagebook's core features (service log, reminders, and resale-binder PDF export) are free, and the others are built without subscription gates. There are no accounts to create.

Do they work offline, and where is my data stored?

Yes. All four are designed to run fully on-device with no cloud account. Your appliance records, receipts, photos, serial numbers, and claim evidence stay on your iPhone — which is exactly why they survive a vendor shutting down, unlike cloud apps that have deleted user data in the past.

Which app should I pick for insurance claims versus warranties?

Use Claimwise if you're documenting or filing a property insurance claim — it pairs a pre-disaster home inventory with a damage vault keyed to your date of loss and exports a PDF loss summary. Use Warrantly for everyday purchases, where it stores receipts and serials and reminds you before a warranty window closes. Homewarden is the general home-maintenance and appliance binder, and Garagebook covers your vehicle's service history.

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