Meet LayoffKit — Every layoff deadline, on time

Finance

LayoffKit

Every layoff deadline, on time

What LayoffKit does

The email lands, the meeting takes fifteen minutes, and suddenly you are holding a severance packet with a clock already running. The week after a layoff hides more hard deadlines than most people face in a decade: a severance sign-by date, a revocation window after you sign, a 60-day COBRA election, a 60-day 401k rollover if funds were paid out to you, a 90-day stock option exercise window, a state unemployment file-by that costs you benefit weeks every day you wait, and a non-compete quietly counting down. Missing any one of them can cost four or five figures. LayoffKit turns that minefield into one calm screen.

Enter your termination date and the dates printed on your packet. LayoffKit builds the whole clock wall in seconds: every deadline stacked as a live countdown, each with local notifications before it lands. The rules most people never hear about are built in. Federal law gives you 21 days to consider a severance agreement in an individual layoff and 45 days in a group layoff — and if the company materially changes the offer, the review clock restarts. After you sign, a 7-day revocation window opens, chained automatically off your signing date. A reminders app cannot model any of that. LayoffKit does, entirely offline.

Your severance letter is one of the most sensitive documents you will ever hold. LayoffKit never asks you to upload it. Everything stays on your phone: no account, no server, no one else's computer reading your paperwork.

Beyond the clocks, LayoffKit is the binder you wish HR handed you: a runway meter that turns savings, severance, and estimated unemployment into months of breathing room; a severance-terms worksheet; a benefits inventory so nothing lapses unnoticed; and a PDF export of the whole binder for your spouse, your advisor, or your records. When coworkers cut in the same RIF ask what to do first, send them your clock wall card and get the whole cohort on the same footing.

LayoffKit is an organizer, not legal or financial advice. For questions about your specific agreement, talk to an employment attorney.

• Clock wall of every post-layoff deadline with live countdowns and reminders • Severance rules engine: 21 vs 45 day review, material-change restarts, 7-day revocation • Runway meter: savings + severance + unemployment vs monthly burn • Benefits inventory and severance-terms worksheet • PDF layoff binder export and a shareable clock wall card • 100 percent offline — your severance letter never leaves your phone

A look inside

Tap any screenshot to open the full-resolution version.

What's inside

• Clock Wall — One screen of stacked live countdowns — severance sign-by, revocation, COBRA election, 401k rollover, option exercise, non-compete expiry, UI file-by — each with configurable local notifications and a detail view explaining the rule behind the date in plain language.
• Severance Rules Engine — Answers three questions (individual or group layoff, packet date, any material changes) and computes the OWBPA 21-or-45-day review window, restarts the clock when a material change is logged, and opens the 7-day revocation countdown chained off the date you record as signed.
• Runway Meter — Turns cash on hand, severance amount, estimated weekly unemployment benefit, and monthly burn into a single months-of-runway dial with a date your money runs out, recalculated as you edit any input.
• Layoff Binder — A severance-terms worksheet (payout, health continuation, equity treatment, non-compete, references clause) plus a benefits inventory (insurance, HSA/FSA, 401k, options, PTO payout) that exports as a single dated PDF for your records, spouse, or advisor.
• Clock Wall Share Card — The shareable moment: renders the clock wall as a clean image card — 'Severance sign-by: 18d · COBRA election: 54d · 401k rollover: 60d · Options expire: 87d · File UI: NOW' — sized for group chats, r/Layoffs, and Blind, so one laid-off user recruits their whole RIF cohort.
• Prep Mode — For the 1-in-3 with layoff anxiety: build a draft event before anything happens — runway numbers, benefits inventory, a fire-drill checklist — that converts to a live clock wall with one tap on termination day.

Why we built it

The 90 days after a layoff are governed by hard, interlocking legal and financial deadlines — OWBPA 21/45-day severance review with restart-on-material-change, 7-day revocation after signing, 60-day COBRA election, 60-day 401k rollover, 90-day option exercise, state UI file-by — and people in shock manage them with a…

What makes it different

Lifeboat is web-only and makes you upload your severance letter to a server for one-shot analysis — no persistent clocks, no notifications, no iOS app; LayoffKit keeps the letter on your phone and runs the clocks locally. App Store 'layoff' apps (Labor Alerts, Layoff Alerts, Layoffs: Tech Job Tracker) track company WA…

Who it's for

Freelancers, contractors, and small-business owners who want their numbers right at tax time without renting a SaaS to do it.

In one line: Every layoff deadline, on time

Try it

See the Every layoff deadline, on time for the full feature list, the info table, and support links.

Use LayoffKit, found a bug, or have a feature request? Comments are open below — anonymous is fine.