Web app · Finance
Bill Creep
See what your household bills have quietly crept to — then call it back
Log each recurring bill once and add the price whenever it changes. Bill Creep charts every price history, totals the household creep in dollars per year, counts down promo and renewal cliffs, and hands you the retention script plus your own numbers for the call. Free, no bank link, no account.
Stored in your browser only. Nothing you do in the web version is sent to our servers. Clear your browser data and it's gone — so export a backup from the in-app menu if you want to keep it.
In App Review — coming to the App Store
Bill Creep is with Apple now. You can use the full browser version today, and we'll email you the day the app is live.
0 waiting for launch
We'll email you once, when it ships. Unsubscribe anytime.
In your browser
What you can do in Bill Creep on the web
Household creep in one number
Every bill's current price against the first price you logged, annualized into one dollars-per-year figure with a rising staircase gauge and the worst offenders ranked.
A price history per bill
A step chart of every price point with the year-over-year delta, the note you wrote about what changed, and the creep since you started watching.
Promo and renewal cliffs
Give a bill the date its promo or renewal rate ends and it joins Cliffs ahead with a countdown — logging a call win with an end date re-arms the cliff automatically.
The retention call kit
Nine provider-type scripts word for word — internet, mobile, TV, security, gym, insurance, trash, utility and a universal one — beside your own price history and the one line to read out loud.
Outcome log and running clawback
Log who you spoke to, what was offered, the old and new price and how long it is locked. Wins accumulate into dollars per year you kept, with pending callbacks in their own list.
Creep report and victory cards
An annual report card of the damage and the clawbacks, plus a per-call victory card for the win you actually landed — both ready to copy or share.
Screens
Every screen, rebuilt for the browser
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1
Creep dashboard
Household creep per year, the next cliff, what you have clawed back, and the worst offenders.
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2
Bills
Every recurring bill grouped by category with its current price and year-over-year delta.
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3
Bill detail
Price-history step chart, creep and YoY figures, the promo cliff, and every price point.
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4
Bill form
Provider, what it is, category, account note, quarterly check-in and the price you pay today.
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5
Log a price change
The new monthly price, the date it took effect and what changed.
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6
Promo cliff
The locked rate, the date it ends and a note to yourself.
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7
Cliffs ahead
Every promo and renewal date still to come, soonest first, with days remaining.
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8
Call kit
Your price history, the line to read out loud and the matching retention script, on one screen.
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9
Log a call
Rep, outcome, old and new price, lock length and the date the new rate ends.
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10
Calls
Running clawback, every win, pending callbacks and the calls that went nowhere.
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11
Victory card
The shareable card for one win — old price struck through, new price, dollars per year back.
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12
Creep report
The annual report card, where the creep came from, the share of the damage and your biggest win.
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13
Retention scripts
The full script library by provider type, step by step, word for word.
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14
Settings
Cliff lead time, quarterly check-ins, CSV and JSON export, sample data and erase.
Try it with sample data: Loads an eight-bill household — Xfinity, T-Mobile, Waste Management, ADT, Planet Fitness, State Farm, Spectrum and City Utilities — with two years of price points, an armed promo cliff, an insurance renewal date and three logged calls including a $25/mo win. You can start fresh at any time.
Ready? It's free.
No account, no install, no subscription. Everything you do stays in this browser.
Your say
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Questions
Is the web version of Bill Creep free?+
Yes. Every screen is free to use: no subscription, no in-app purchases, no account.
Do I need an account?+
No. Open Bill Creep and start using it right away. Sign in with Google only if you want to upvote an app, save it to your list, or leave a comment.
Where is my data stored?+
Only in this browser's local storage. Nothing you enter is sent to our servers, so we can't see it, back it up, or restore it. Clearing site data, a private window, or another device starts empty. Export a backup from the in-app menu to keep it.
When is the Bill Creep iPhone app out?+
Bill Creep is in App Review with Apple now. Tap “Notify me at launch” and we'll email you once, the day it's live.