Meet TipVault — Your tip log. Audit-ready. Your phone

Finance

TipVault

Your tip log. Audit-ready. Your phone.

Every feature, from the first launch.

No account, no login, no cloud. Everything runs on your device and works fully offline — nothing in this post is hidden behind a wall.

What TipVault does

TipVault is the offline tip + shift income log built for the 3 million US restaurant servers and bartenders who run their lives on cash. Designed for the post-No-Tax-on-Tips era. No account. No cloud. No ads.

Why now: the One Big Beautiful Bill lets tipped workers deduct up to $25,000 of tips for 2025-2028. To claim it you need a per-shift log the IRS will accept. ServerLife, the category leader, syncs every entry to a cloud server some users now refuse on principle. TipSee users on the App Store report 'unable to email myself a backup of my data for many years.'

What TipVault does:

— One-tap shift entry: date, hours, cash tips, credit tips, tip-out, sales. Less than 5 seconds. — Audit-ready PDF export. Per-month and per-year breakdowns formatted to align with the IRS tip-deduction worksheet. AirDrop it to your accountant. — Weekly + monthly Swift Charts. See your slow Tuesdays, your big Saturdays, your seasonal patterns. — Section-aware income tracking. Bar vs floor vs delivery? Track each separately. — Calendar view. Tap any day to add or fix a shift. Notifications nudge you if you forgot to log last night.

Fully offline. SwiftData on-device. The only tip log that's truly yours — and the only one with a built-in 'No Tax on Tips' deduction estimator that uses 2025 brackets without ever phoning a server.

A look inside

Tap any screenshot to open the full-resolution version.

What's inside

Quick shift — Date/hours/cash/credit/tip-out/sales in under 5 seconds
Calendar — Month grid; tap a day to add/edit shift
Reports — Swift Charts weekly + monthly tip averages, hourly rate, hourly tip rate
Tax estimator — On-device 2025 No-Tax-on-Tips deduction estimate from logged tips
Audit packet — Per-year PDF showing all shifts with totals + deduction worksheet

Why we built it

Tipped workers need a private, audit-ready tip log to claim the new $25K No-Tax-on-Tips deduction, but every existing tip-tracker either syncs to the cloud (ServerLife), has broken data export (TipSee), or requires an account (Balance).

What makes it different

TipVault is the only tip tracker that stores every shift entry locally with no account, computes the 2025-2028 No-Tax-on-Tips deduction estimate on-device using current IRS brackets, and exports an audit-ready per-year PDF — ServerLife requires cloud sync, TipSee's PDF export has been broken for 'many years' per its A…

Who it's for

Freelancers, contractors, and small-business owners who want their numbers right at tax time without renting a SaaS to do it.

In one line: Your tip log. Audit-ready. Your phone.

Try it

See the TipVault app page for the full feature list, the info table, and support links.

Use TipVault, found a bug, or have a feature request? Comments are open below — anonymous is fine.